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Car Finance Calculator

Car Finance Calculator – What Will the Monthly Payments Be?

Enter the price, deposit, APR and term. Add an optional final (balloon) payment to estimate PCP. Results are illustrative only - not a quote or offer of credit.
Finance details
Type of finance
Car price
£
Deposit
£
APR
%
Term
months
£339.02 a month
48 monthly payments at 9.9% APR.
Amount borrowed
£13,500.00
Total interest
£2,772.77
Total payable
£17,772.77
Illustrative figures only - this is not a quote or an offer of credit. Real payments depend on the lender, your credit history and any fees. CarVerified is not a lender or credit broker.

Buying on finance? Check the car first

If a used car still has outstanding finance, the lender can repossess it - even from you. Our finance check shows if money is still owed, plus write-off, theft and mileage history.
How our finance check works →

Frequently asked questions

What's the difference between HP and PCP?

With HP you pay off the whole car over the term and own it at the end. With PCP part of the value is deferred to an optional final payment, so monthly payments are lower but you only own the car if you pay that final amount.

Can I buy a used car that still has finance on it?

If a car has outstanding finance, the lender may still own it and can repossess it. Always run a finance check before you buy.
CarVerified · Built for a smarter way to check vehicle history.
Vehicle data sourced from DVLA and DVSA, the UK's official vehicle and MOT record holders, under the Open Government Licence v3.0.